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- This is the very large payment that is due at the end of some loans. A balloon payment means that the borrower's monthly payments are used to pay the interest on the loan and that little of the payment is used to pay back the amount that was borrowed. Unless you know how you will make this payment, these loans can be risky. Federal Citizen Information Center
- Example sentence(s)
- Balloon payments can be a big problem in a falling housing market. As house prices fall, the odds of homeowners having positive equity in their homes also drops, and they may not be able to sell their homes for the prices they anticipated. - Investopedia ULC by
- If you cannot make the monthly payments or a balloon payment when due you will be in default under your loan. - JPMorgan Chase & Co by
- You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle. - Auto eBid by
Compare [close] - Italian
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- Finanziamento Balloon (maxi-rata): è la formula che prevede un piano finanziario con rate costanti mensili più basse rispetto al finanziamento classico, ed una maxi-rata finale (balloon) eventualmente rifinanziabile alla scadenza del contratto. Mercedes-Benz Milano - by Deborah Gregory
- Example sentence(s)
- La possibilità di procedere ad una maxirata finale (balloon) sarà consentita sulla base del rating espresso dall’impresa finanziata al momento della stipula e secondo le seguenti percentuali del debito originario:
- FidiToscana by Deborah Gregory
- 2^ fase: fase di rimborso (periodo di ammortamento), durata da 60 a 96 mesi, gestita in base ad uno dei tre possibili prodotti mutuo abbinati a ciascun prodotto istruttoria (piano francese, piano italiano, piano personalizzato con maxi rata o balloon finale nella misura individuata in relazione al rating assegnato e solo in presenza di garanzie reali e adeguata capacitá di rimborso) - CONFIDI Provincie Lombarde by Deborah Gregory
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Compare [close] - Portuguese
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- PAGAMENTO BALÃO, é um pagamento efetuado junto a ultima prestação (paga-se a prestação mais o pagamento balão) howstuffworks - by Elaine Cristine Franco
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- Financiamento "balão"
Um financiamento "balão" oferece uma taxa de juros inicial inferior à do financiamento com taxa fixa. Os juros permanecem fixados a um percentual baixo por mais ou menos de 5 a 7 anos e depois um pagamento "balão" é realizado. Este representa o pagamento final do empréstimo e salda todas as pendências.
As prestações são pequenas porque o pagamento dos primeiros cinco ou sete anos é amortizado a uma taxa de juros baixa sobre a duração total do empréstimo. Se você planeja vender a casa, saldando a dívida ou refinanciando o empréstimo antes do vencimento, esse tipo de financiamento é uma boa idéia.
- Lee Ann Obringer by Elaine Cristine Franco
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Compare [close] Compare [close] - Serbian
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- Hipotekarni kredit koji ima fiksnu mesečnu isplatu kamate za utvrđeni vremenski period, a potpuna isplata glavnice hipotekarnog kredita se splaća na kraju hipotekarnog razdoblja ili poslednjom ratom. Own research - by Goran Tasic
- Example sentence(s)
- Osim hipotekarnih kredita na 15 i 30 godina s fiksnom ili
promenljivom kamatnom stopom, finansijske institucije nude
hipotekarne kredite s balonskim isplatama. To su krediti koji zahtevaju
fiksnu mesečnu isplatu kamate za vremenski period od 3-5 godina.
Potuna isplata glavnice hipotekarnog kredita (balonska isplata) se
obavlja na kraju hipotekarnog razdoblja, kako je prikazano na slici 9.1,
pano b. - Hipotekarna tržišta by Goran Tasic
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Balonska isplata
(engl. balloon payment, nem. Balloon-Zahlung) je pojam vezan uz umetno podizanje cena u prvom redu vrednosnih papira, a u širem smislu znači precenjeno plaćanje ili plaćanje preko vrednosti. Izraz se upotrebljava i za jednokratnu otplatu zajma o dospeću. - Premiumsoft by Goran Tasic
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