| Pages in topic: [1 2] > | Poll: Have you incorporated new payment methods (for clients or personal purchases) in the last year? Thread poster: ProZ.com Staff
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This forum topic is for the discussion of the poll question "Have you incorporated new payment methods (for clients or personal purchases) in the last year?".
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I've added Transferwise (now Wise) for some non-EU clients.
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... I already had Wise and opened up a GBP account there last winter, so my British clients can pay me in their own currency by domestic transfer. They highly appreciate it!
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Bank transfer or bust. Always has been, always will be. And nobody has ever asked to use any other method.
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Tom in London
United Kingdom
Local time: 06:06
Member (2008)
Italian to English
I've added Transferwise (now Wise) for all of my Italian clients. They pay a lot less in bank fees and I get a better deal too.
| | | | | sounds interesting | Jun 11, 2021 |
Edith van der Have wrote:
... I already had Wise and opened up a GBP account there last winter, so my British clients can pay me in their own currency by domestic transfer. They highly appreciate it!
How are the bank charges?
My husband recently bought a book he needed for work from Israel, the book cost €55,00, bank charges €53,03
[Edited at 2021-06-11 12:27 GMT]
| | | | Mario Freitas 
Brazil
Local time: 03:06
Member (2014)
English to Portuguese
+ ...
I added Payoneer years ago, and I've been trying to receive most payments through this mehtod (successfully). I also have Wise accounts, if the client prefers.
But I have surely eliminated bank transfers to Brazil as an option, and I'm trying my best to eliminate PayPal from my life. For clients who (still) insist in using PayPal, I charge an extra cent per word. For those who insist in bank transfers to Brazil, I thank them very much and ask them to find another translator.
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Alexandra Speirs wrote:
How are the bank charges?
My husband recently bought a book he needed for work from Israel, the book cost €55,00, bank charges €53,03
[Edited at 2021-06-11 12:27 GMT]
For such a transfer, probably around €2-3. I also use a USD bank account for my American clients, who can pay to it by ACH. They like it, too 
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Paul Dixon
Brazil
Local time: 03:06
Portuguese to English
+ ...
In memoriam
My traditional payment methods are PayPal (for foreign clients) and bank deposit (for Brazilian clients). This is done by e-banking or directly at the branch (I accept both) but now there is a new system called PIX which makes transfers directly in a matter of seconds, using a bank app. This is valid for receiving money and also for payments. You enter your respective bank app and then choose PIX, most people use their CPF (tax identification number) as an access code but you can create your own... See more My traditional payment methods are PayPal (for foreign clients) and bank deposit (for Brazilian clients). This is done by e-banking or directly at the branch (I accept both) but now there is a new system called PIX which makes transfers directly in a matter of seconds, using a bank app. This is valid for receiving money and also for payments. You enter your respective bank app and then choose PIX, most people use their CPF (tax identification number) as an access code but you can create your own unique code.
Many Brazilian clients insist you issue Nota Fiscal, for this you need to have a company and pay hefty accountant fees on top of Brazil's one hundred and twenty taxes, the highest tax rate in the world. (Everyone pays taxes, but taxation on companies is much worse)
There is a Brazilian client who insists on PayPal, hard to believe but true. They already take a commission and then you have PayPal fees, so it comes out expensive.
I plan to move to Wise soon but don't have that many foreign clients. I planned on having Moneybookers but then it was discontinued in Brazil for some reason. ▲ Collapse
| | | | Paul Dixon
Brazil
Local time: 03:06
Portuguese to English
+ ...
In memoriam | Extortionate postal fees | Jun 11, 2021 |
Alexandra's story about buying a book from Israel reminded me of two episodes:
1. I wanted to buy 'The Story of Anne Frank' in English, went to Livraria Cultura (a major bookshop here) and they said it would be 650 reais (about 100 quid), for a paperback edition. I later saw the same book on an Italian site for three euros. At Livraria Cultura, the book would have to be imported and take a month to arrive.
2. Oh, and extortionate postal fees. Once I bought a tin of feij... See more Alexandra's story about buying a book from Israel reminded me of two episodes:
1. I wanted to buy 'The Story of Anne Frank' in English, went to Livraria Cultura (a major bookshop here) and they said it would be 650 reais (about 100 quid), for a paperback edition. I later saw the same book on an Italian site for three euros. At Livraria Cultura, the book would have to be imported and take a month to arrive.
2. Oh, and extortionate postal fees. Once I bought a tin of feijoada (R$ 3) and when I was eating I found a little stone (size of a button) mixed with the beans. So I planned to send it to the company to complain. The problem was the postal fee of R$ 200, almost a hundred times the price of the tin of feijoada. The problem was, as it was not paper, it would be charged as a goods package, minimum base weight of 2 kg. And I won't even mention the time someone sent me a Christmas card by mail and it arrived at Easter, a distance of 50 km ▲ Collapse
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One of my clients insisted on paying me by Zelle. So, I started using it and was surprised how fast the money gets deposited directly into my bank account, and I do not have to pay any fees for such transfer.
[Edited at 2021-06-11 17:11 GMT]
| | | | Paul Dixon
Brazil
Local time: 03:06
Portuguese to English
+ ...
In memoriam
What is Zelle? Is it similar to PayPal? Can it be used in Brazil?
The name Zelle sounds Italian, is it? (sounds like a seaside resort on the Italian Riviera)
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Bitcoin will be legal tender in El Salvador effective next September. I may consider incorporating it in my payment methods.
| | | | Edward Potter
Spain
Local time: 07:06
Member (2003)
Spanish to English
+ ...
| Lots of great new ways to pay and get paid these days | Jun 11, 2021 |
Within the last 3 years:
I started using Zelle within the United States.
I started using Transferwise (now Wise) for international currency exchange.
I stopped using PayPal as much as is humanly possible.
I continue using bank transfer within Europe, which remains the best way to make and receive translation payments here.
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Zelle, Payoneer and Paylution.
And bank tranfers within Europe, with no commissions charged.
PayPal is now charging ridiculously high rates and three types of different fees!
[Edited at 2021-06-12 02:05 GMT]
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